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3 Tips to Making Your Business Disaster Ready
As we transition from the warm, dry weather of wildfire season to the wet, unpredictable conditions that come with the hurricane and flooding seasons, now is a good time to review your business’s...
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Tragedy of 9/11 Revisited
As we reflect upon the tragedy of eleven years ago yesterday and the attack on the U.S. Consulate in Benghazi today, we are reminded that these events shape our lives on all levels including our views...
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Commercial Auto Policy and Fleet Insurance
Personal auto insurance policies can sometimes provide enough auto insurance coverage for certain small businesses. This is true even if you or your employees are driving personal vehicles for business...
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Self-Insured Retention (SIR)
SIR is the dollar amount specified in an insurance policy (usually a Liability policy) that the insured must pay directly to the claimant before the insurance company (the insurer) will pay on a claim....
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Workers’ Compensation Isn’t Just for Businesses
Last year we wrote two comprehensive blogs on the topic of Worker’ Compensation: one discussing the sorts of coverages included in a Workers’ Comp. Policy, the other explaining Workers’ Comp. premium...
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What is a Certificate of Insurance?
This week’s topic is very short: What is a Certificate of Insurance? In a word, a certificate is “Proof”….proof of insurance. Frequently we are asked to print Certificates of Insurance for our...
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Professional Liability for the Beauty Industry: Does your Salon Insurance...
Some may be surprised to hear that we recommend some form of professional liability insurance to most of our clients in the beauty business. They may ask why a hairdresser or beautician needs the same...
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The Body Art Industry and Tattoo Insurance
Last week we talked at a high level about professional liability in the beauty industry, which includes body art businesses. We will focus this week’s blog specifically on the body art industry and...
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The Simplified Employee Pension Plan: A Benefit Option for Small Businesses...
If you’re a self-employed entrepreneur or the owner of a small business with only a few employees, you may find it difficult or impractical to set up a 401k program for yourself and your staff....
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There is Still Time to Set Up a SEP-IRA for 2012
Last week, we discussed how Simplified Employee Pension (SEP) plans can provide cost-effective retirement benefits to employees of small businesses and the self-employed. As its name implies, the SEP...
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Faces of Avanti – Denay Mares
At Avanti, we enjoy the opportunity to share insurance topics that relate to our readership. Our staff got to talking around the water cooler about presenting the members of our organization to the...
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Faces of Avanti – Gail Mayo
At Avanti, we like to mix up our blogs by featuring other areas of interest like getting to know our team. So, say “Hi” to Gail Mayo! Happy Friday! Gail joined Avanti earlier this year after...
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